Recently, my clients have been calling for help.  They are getting a lot of phone calls and mail about their Medicare and supplemental insurance.

One client told me she had been asked to give her personal information over the phone.  She said she had been speaking to “a very nice young man” who was selling her an insurance policy that would guarantee the premium until death.  So, I asked her, “did he even ask for your age?”  He hadn’t.

‘Tis the season for scams again and it’s not even Christmas yet!

These perps know that you’re receiving mail, e-mail, and robo-calls.  They know that you make decisions at this time of year about your insurance.  Unfortunately, they also know that you’ll be receiving a new Medicare card in the mail to replace the old one that used to have your social security number on it.  These scammers are trying to get you when you’re already confused.

This is an open door for these people to start making phone calls to “verify your information”.  Here is what you do.  Do not give them any information on the phone.  None.  Not one bit.  Say you aren’t interested and hang up the phone, or just don’t pick up the phone in the first place.

If you need help, ask a trusted professional.  If you don’t know anyone, ask for a referral from a close friend. Remember the mantra: ‘We don’t do personal business on the phone.’

Remember the phrase from the Reagan Era – “Just say No.”

Take my advice for what it is… It’s JUST HOW I SEE IT.