• Cupid May Not Live On The Internet

    Recently I met with a client and she was all atwitter over the status of her love life and her new beau.  She couldn’t wait to tell me that her life had completely changed and she’d met the man of her dreams…all in the course of two weeks. So I asked, “Is he handsome?  Is […]
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  • The Toughest Guy In The House

    I love old movies, especially old Westerns.  I love the tough guys – not the actor who plays the tough guy on screen, but the actual tough guys.  Lee Marvin, with the gravelly voice, sustained an injury during World War II, or Charles Bronson’s icy stare, also a veteran of World War II; now those […]
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  • I’M MAD AS HELL (AGAIN) AND I WON’T TAKE IT ANYMORE

    I saw another news story today about a caregiver who left her client, a diabetic, and went to Las Vegas for a vacation – with the client’s money. How does this happen? Doesn’t anyone check to see who we’re leaving in charge of our family members? We check on everything these days; our credit, our […]
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  • When TV Dinners Were High Tech

    Recently, a favorite client of mine came into my office filled with rage. Over what, you might ask?  She just yelled, pointed her finger, and made the usual gestures for 10 minutes…over a parking space! When I asked why, she responded “just because.” Wow, is this the new “normal” conversation for 2017?  My 75-year old […]
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  • So, When Are You Going to Retire?

    Wow, again this week, one of my clients asked me that question. Holy moly, do I look that bad? I ran to the mirror to get some sort of reading that decrepitude had taken over. Nothing has really changed since I looked in the mirror. No sudden hair loss, sagging jowls or precipitous hair growing […]
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  • How Medicare and Employer Coverage Coordinate

    Medicare benefits start at age 65, but many people continue working past that age, either by choice or need. It is important to understand how Medicare and employer coverage work together.

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  • Owe Back Taxes? The IRS May Grant You Uncollectible Status

    Sometimes seniors find themselves owing past-due federal taxes they cannot afford to pay.  Althoough notices from the IRS can be especially frightening, there are solutions. 

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  • DAGNABBIT

    It’s been a long-time coming, but it came. I remember when I turned 50 and received an invitation to become a member of AARP. I hid the invitation. I didn’t want to go to that party. I was too young, still too full of myself. A senior? Forget it! Last week, while checking out of […]
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  • Beware Medicare's Penalties for Late Enrollment

    For this reason, Medicare imposes fairly significant late-enrollment penalties for those who postpone signing up.  To encourage everyone to sign up when they first become eligible, the program increases premiums based on how long a beneficiary waits to enroll.  

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  • The Use of Immediate Annuities in Medicaid Planning for Married Couples

    Immediate annuities can be a useful tool to protect the spouse of a nursing home resident who applies for Medicaid.

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