• Crossing the Line In The Sand

    Usually I talk about my clients and some of the problems that they face. It can be dating online, making sure that someone doesn’t snatch your purse or wallet, or the latest scammer that is out to steal every dime we have. So, I thought how about I talk about me?  Okay, not really about […]
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  • GOP Tax Plan Could Deal Blow to Seniors Paying for Long-Term Care

    The tax plan put forward by the Republican-led House of Representatives would eliminate many current deductions, and getting rid of one of them in particular could deal a serious financial blow to seniors and individuals with disabilities.

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  • Open Enrollment or an Open Door?

    Recently, my clients have been calling for help.  They are getting a lot of phone calls and mail about their Medicare and supplemental insurance. One client told me she had been asked to give her personal information over the phone.  She said she had been speaking to “a very nice young man” who was selling […]
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  • IRS Issues Long-Term Care Premium Deductibility Limits for 2018

    The Internal Revenue Service (IRS) is increasing the amount taxpayers can deduct from their 2018 income as a result of buying long-term care insurance.

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  • Zyrtec, Zantac, Xanax – Are You Looking?

    I was speaking with a client a few days ago when she excused herself to retrieve her allergy medicine from her bag.  Upon opening her purse, ten medications fell onto my table. Quickly, she looked at her medications, pulled a tablet from the selection, and paused when she began to take it.  She had quickly […]
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  • Use Your Will to Dictate How to Pay Your Debts

    The main purpose of a will is to direct where your assets will go after you die, but it can also be used to instruct your heirs how to pay your debts.

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  • Social Security Beneficiaries Will Receive a 2 Percent Increase in 2018

    In 2018, Social Security recipients will get their largest cost of living increase in benefits since 2012, but the additional income will likely be largely eaten up by higher Medicare Part B premiums.

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  • <i>New Yorker</i> Article Highlights Abuses in the Guardianship System

    Serious problems with the public guardianship system in the United States can lead to elder abuse, according to an in-depth article in The New Yorker. Court-appointed guardians can take control of an elderly person’s finances and life and become wealthy while doing so.

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  • The Best Years of Whose Lives?

    Two days ago, my phone rang.  It was a client calling to tell me that an angel had saved her granddaughter during the shooting in Las Vegas.  She was crying on the phone, in a strange combination of pure joy and utter depression. She was asking the question we are all asking these days; “What […]
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  • Nursing Home Costs Rise Sharply in 2017

    The median cost of a private nursing home room in the United States has increased to $97,455 a year, up 5.5 percent from 2016, according to Genworth's 2017 Cost of Care survey.

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