• Use Your Will to Dictate How to Pay Your Debts

    The main purpose of a will is to direct where your assets will go after you die, but it can also be used to instruct your heirs how to pay your debts.

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  • Social Security Beneficiaries Will Receive a 2 Percent Increase in 2018

    In 2018, Social Security recipients will get their largest cost of living increase in benefits since 2012, but the additional income will likely be largely eaten up by higher Medicare Part B premiums.

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  • <i>New Yorker</i> Article Highlights Abuses in the Guardianship System

    Serious problems with the public guardianship system in the United States can lead to elder abuse, according to an in-depth article in The New Yorker. Court-appointed guardians can take control of an elderly person’s finances and life and become wealthy while doing so.

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  • The Best Years of Whose Lives?

    Two days ago, my phone rang.  It was a client calling to tell me that an angel had saved her granddaughter during the shooting in Las Vegas.  She was crying on the phone, in a strange combination of pure joy and utter depression. She was asking the question we are all asking these days; “What […]
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  • Nursing Home Costs Rise Sharply in 2017

    The median cost of a private nursing home room in the United States has increased to $97,455 a year, up 5.5 percent from 2016, according to Genworth's 2017 Cost of Care survey.

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  • Like a Fox Guarding The Hen House

    This can’t be happening.  Now there is now another way for my clients to lose their money and their identities and it isn’t even because of some fraudster.  No, this time, the “perp” is a legitimate business failing miserably to protect its “people”.  I’m speaking, of course, about the Equifax breach. For 35 years, I’ve […]
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  • Now Is the Time to Review Your Medicare Options

    Are you happy with your current Medicare plan or plans? Now is the time to think about whether you are in the right plan or whether a new plan could save you money. 

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  • Florida Nursing Home Tragedy Causes Rethinking of Disaster Preparedness

    The recent tragedy in which eight Florida nursing home residents died when the nursing home lost power in the aftermath of Hurricane Irma is causing government officials to rethink disaster planning.

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  • When All Lives Matter

    I recently took a few weeks off to clear my head. Lately, we have been inundated with the worst news; Charlottesville, Hurricane Harvey, and now Irma.  The fear is palpable in the air: is this the beginning of the end? Just when you think it can’t get any worse, we see people rushing to offer […]
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  • Pay Attention to the Small Details When Dealing with Long-Term Care Insurers

    A long-term care insurance company recently cancelled the insurance coverage of an elderly woman who accidently wrote the wrong amount on her premium check. The case illustrates the need for policyholders to pay attention to the details.

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